*{box-sizing:border-box}
html{font-size:19px}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:#14213d;background:#f6f8fb;line-height:1.55}
.wrap{max-width:860px;margin:0 auto;padding:0 18px}
.proto{background:#fff4d6;color:#5a4300;font-size:.8rem;text-align:center;padding:6px 10px}
.top{background:var(--brand);color:#fff}
.top .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px;padding-top:14px;padding-bottom:14px;flex-wrap:wrap}
.brand{color:#fff;font-weight:700;font-size:1.15rem;text-decoration:none}
.tel{color:#fff;font-weight:600}
main{padding-top:22px;padding-bottom:40px}
h1{font-size:1.7rem;line-height:1.25;margin:.2em 0 .5em}
h2{font-size:1.2rem;margin:.2em 0 .6em}
.lead{font-size:1.1rem}
.small{font-size:.8rem;color:#475069}
.card{background:#fff;border:1px solid #dde3ee;border-radius:12px;padding:18px 20px;margin:16px 0}
.card.warn{border-left:6px solid #c47a00}
.card.draft{border-left:6px solid #7a5fc4;background:#faf8ff}
.card.cta{border-left:6px solid var(--brand)}
.card.narrow{max-width:420px}
.badge{display:inline-block;background:#efe9ff;color:#44307f;border-radius:6px;padding:3px 8px;font-size:.78rem;font-weight:600}
.benefits{margin:0}.benefits div{padding:10px 0;border-bottom:1px solid #eef1f6}.benefits div:last-child{border:0}
.benefits dt{font-weight:700}.benefits dd{margin:.1em 0 0}
.amount{font-size:1.15rem;font-weight:700;color:var(--brand)}
.steps li,.card ul li{margin:.4em 0}
.btn{display:inline-block;background:var(--brand);color:#fff;border:0;border-radius:10px;padding:13px 24px;font-size:1rem;font-weight:600;cursor:pointer;text-decoration:none}
.btn:hover{filter:brightness(.92)}
.btn.ghost{background:#fff;color:var(--brand);border:2px solid var(--brand)}
.btn:focus,input:focus,select:focus,textarea:focus,.opt:focus-within{outline:3px solid #ffbf47;outline-offset:2px}
.linkbtn{background:none;border:0;color:var(--brand);text-decoration:underline;cursor:pointer;font-size:inherit;padding:0}
fieldset{border:0;padding:0;margin:0}
legend{font-size:1.3rem;font-weight:700;margin-bottom:14px;line-height:1.3}
.opt{display:flex;gap:12px;align-items:flex-start;background:#fff;border:2px solid #dde3ee;border-radius:10px;padding:13px 14px;margin:8px 0;cursor:pointer}
.opt input{width:22px;height:22px;margin-top:2px;flex:none;accent-color:var(--brand)}
.opt:has(input:checked){border-color:var(--brand);background:#f0f6fb}
select,input[type=text],input[type=email],input[type=password],input:not([type]),textarea{width:100%;font:inherit;padding:12px;border:2px solid #b9c3d6;border-radius:10px;background:#fff}
.f{display:block;margin:12px 0;font-weight:600}
.f input,.f textarea{margin-top:6px;font-weight:400}
.progress{height:8px;background:#e2e8f2;border-radius:6px;margin:8px 0 24px;overflow:hidden}
#bar{height:100%;width:0;background:var(--brand);transition:width .25s}
.nav{display:flex;gap:12px;margin-top:22px;flex-wrap:wrap}
.js .step{display:none}.js .step.active{display:block}
.js #done{display:none}
.hp{position:absolute;left:-9999px}
.errors{background:#fdecea;border:2px solid #d93025;color:#7d1a13;border-radius:10px;padding:10px 16px;margin:12px 0}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px;margin:14px 0}
.grid2{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px;align-items:end}
.tile{display:flex;flex-direction:column;gap:4px;background:#fff;border:1px solid #dde3ee;border-top:6px solid var(--brand);border-radius:10px;padding:16px;text-decoration:none;color:inherit}
.tile:hover{box-shadow:0 4px 14px rgba(20,33,61,.12)}
.tile span{color:#475069;font-size:.85rem}
table{width:100%;border-collapse:collapse;font-size:.85rem}th,td{text-align:left;padding:8px 6px;border-bottom:1px solid #e6eaf2;vertical-align:top}
.dot{display:inline-block;width:12px;height:12px;border-radius:50%}
.sources{margin:18px 0;font-size:.85rem}
.foot{border-top:1px solid #dde3ee;padding:16px 0;font-size:.8rem;color:#475069}
a{color:#0b4f8a}
@media print{.proto,.top .tel,.noprint,.nav,.foot{display:none!important}body{background:#fff;font-size:12pt}.card{break-inside:avoid;border:1px solid #999}.top{background:#fff;color:#000;border-bottom:2px solid #000}.brand{color:#000}}